All PPBs are provided by insurance companies, so in essence, they are insurance products. However, yet further categorisation comes into play here, as they are known in the insurance industry as insurance-wrapped investment products.
As we get older, our perspective changes, different things interest us, priorities shift and targets are adjusted.
We are all somewhat de-sensitised to it when these large numbers are constantly quoted. In a recent survey, people were asked if they understood the size of specific numbers. Here is how the survey worked.
The use of Statistical analysis is a cornerstone of investment strategies across the world. Using statistics to prove or disprove a point in a debate or political argument is commonplace. Without exaggeration, I have sat in hundreds of presentations from investment fund representatives and managers covering every asset class you can imagine. All of them will produce back-tested data that statistically proves their investing method is a winner.
In this article, we intend to highlight some factors that WILL affect your investment outcome. We have come across countless amounts of savers and investors that are unaware of this or believe it does not impact them.
